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Short term car insurance (Temporary Cover) explained Temporary car cover is a form of short term insurance that insures drivers for periods from 1 to 28 days, or from one month to another. This type of insurance is not meant to serve as one's permanent, annual insurance. Rather, temporary cover is exactly what it says - transitory cover for an extraordinary situation. For drivers with an annual policy, it's additional cover in addition to their regular insurance. For drivers without annual insurance, such as students or drivers without their own cars, temporary cover offers a way to meet the legal driving requirement for a short period of time. Who Needs Temporary Cover? Anyone might need temporary cover at one time or another. Drivers who need a larger vehicle to move flats, drivers on holiday who want a faster or more comfortable car, drivers who need to drive a friend's car, drivers who want to allow visitors to drive their cars - the reasons drivers might need temporary cover are as numerous as the people themselves. One common need for temporary cover is the use of a rental car. Drivers must be insured, but rental cars are by nature temporary vehicles. Similarly, new car purchasers need cover before they can drive their car off. Temporary cover can fill the gap until they can purchase annual cover for the new vehicle. In this way, temporary cover is a convenience, but it also satisfies a legal requirement. How to Get Temporary Cover Given the numerous
reasons for buying temporary cover, insurers make it exceedingly
easy to purchase it. From the meticulous planner organising a
week-long road trip to the worker who wakes up to a
malfunctioning car, from up to a month in advance to at the last
moment, drivers can find temporary cover that fits their needs.
The Internet allows drivers to purchase temporary cover at any
time of day or night, irrespective of insurer's work hours. Many
advertise that drivers can get temporary cover in as little as 5
minutes. There are even sites that compare temporary cover
plans, benefits, and costs. |
